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OPTIMAL TRAVEL1(888) 450-4950
Emergency Medical Care
Coverage for any emergency health related issues or injuries, up to $10,000,000
Travel Assistance 24/7
Call anytime from anywhere in the world
for immediate assistance or to provide guidance.
No medical exam needed upon application. Health questions over the phone or online.
Top-up insurance coverage and extensions on any existing plans are available to purchase.
No fee to change travel dates prior to
departure and no extra fee to extension.
Option to enhance coverage for
Pre-existing health conditions
No Additional Fees – Easy Renewals
To change dates prior to leaving Canada.
Direct Payment to Providers
No out-of-pocket Medical Bills
Snowbirds Travel Insurance is available to Canadians leaving Canada for days up to a few months; max up to 212 days. Medical insurance helps cover you from unexpected costs due to accidents, health and medical emergencies and is specifically tailored to fit the needs of International Travellers. In the event of a serious accident or a medical emergency, medical insurance can cover the cost of returning you home or cover for emergency hospital and medical care without automatically repatriating the insured back to their home province.
ALL TRAVELLING SNOWBIRDS CANADIANS must have medical insurance because Canadian Health Care DOES NOT cover medical care out- of-Canada and limited coverage out-of-province. Medical service providers, like hospitals and clinics, will recognize our Top Insurance Providers of Travel Insurance and you will not have to pay thousands of dollars up front and wait till you get back to Canada to get reimbursed. Claims will, in most cases, be paid directly to the provider.
Snowbirds Emergency Medical Insurance is intended to cover emergency health and medical expenses incurred while you are visiting out-of-province or out-of-Canada. The expenses the applicant(s) incur result from an Acute, Sudden and Unexpected Emergency are covered. * Refer to your policy & contract for more details.
If you have a medical emergency while travelling, one toll-free phone call will put you in touch with a professional who will refer you to a doctor or facility in order for your to receive the care you need.
The applicant(s) is over the age of 14 days old and has not reached the age of 50 years at the time of application.
Coverage for Healthy and Active Canadians, including Seniors travelling around the world and the USA looking for 24/7 assistance for Travel Medical Emergency coverage.
Coverage for travellers travelling around the world including USA and travelling out-of-province looking for 24/7 assistance for Travel Medical Emergency coverage.